E2EE Financial Messaging
Instant
Settlement
Infrastructure
Outworking the $30 Trillion
Liquidity Trap:
One Deterministic, Capital Efficient Message at a Time.
Real-time visibility into settlement metrics, treasury float, and corresponding node statistics across your Commtrac Network.
Bridging proprietary fintech protocols, and ISO-standard messaging formats with secure, encrypted financial messaging between institutions.
Empowering Broker and Banking Networks to Self-host Within Their Secure Controlled Environments.
SWIFT
Translating legacy SWIFT and bank wire data feeds with our software on local fintech ledgers to automate your institution's clearing-house and settlement finality.
Card Networks
Enhancing the user experience by bridging settlement finality software with Visa and MasterCard networks through vetted issuing banks and BIN sponsors.
Custodians
Providing Electronic Money Institutions and custodians with the settlement infrastructure they need to provision local bank transfers.
CommNet
The Commtrac Network
A unified, locally distributed secure messaging network built for enterprise custody and settlement clearing operations.
Product Suite
Precision-built for institutional settlement.
Every product in the Commtrac suite is engineered around a single principle — settlements that clear without friction.
Clearing borders and optimizing UX.
WDCT000: The Comm Code that sits between VisaNet and your institution.
Get the Comtell WDCT000 handbook.
Currently available for FX000, FX001, and FX002 industry codes.
Where legacy infrastructure meets modern standards.
Global Reach
Native support for ISO 20022 and legacy SWIFT networks, ensuring interoperability across all correspondent banking networks.
Client
Bank
In Flight
Transfer
Institution
Bank
via CommNet
About Commtrac
Who are we?
Our company is a software provider specializing in financial technology and strategic partnerships.
Commtrac™ (a trade name of DRU Comtell Inc.) is a secure network protocol, and software development company designed for financial institutions, and treasury departments. It develops financial software, and enables regulated institutions to implement real-time settlements, encrypted financial messaging, and advanced consensus verification mechanisms within their existing operational and compliance frameworks.
By integrating with the Commtrac network, institutional clients can enhance the services they offer to their end users and B2B partnerships. This includes licensing our software to execute instantaneous inter-broker transfers, instant settlement finality through established channels such as SWIFT, licensed payment service providers, EMIs, and major card networks like VISA/Mastercard.
Non-custodial, non-regulated. We develop and license financial messaging software — we do not hold funds, assets, or client data.
End-to-end encryption, specialized verification circuits, and native ISO 20022 / SWIFT messaging compatibility.
A private, distributed messaging infrastructure connecting institutional nodes for real-time settlement and data verification.
Commtrac Data
Clear on Verfied Analytics
Secure connectivity to real-time data for
your Commtrac network.
Join the Network
Provision Your Commtrac
Become a licensed Commtrac member and initialize deployment.