Commtrac
Comtell

WDCT000

For FX Institutions and Investment Funds

“The best withdrawal is the one your client never has to request.”

The WDCT000 protocol provides a direct settlement bridge between virtual trading ledgers and Visa/Mastercard networks. By automating the transition from trading equity to spendable debit funds, the protocol removes the manual overhead of withdrawal processing for retail clients while maintaining rigorous accounting standards for institutions.

Settlement Bridge

Trading LedgerWDCT000ProtocolCard Networks

Direct settlement bridge between virtual trading ledgers and card networks

Core Functional Specifications

The WDCT000 Comtell protocol was engineered specifically for the FX sector, addressing the AML, compliance, and cash-flow complexities that would otherwise hinder the ability to offer an instant debit card settlement feature.

It facilitates seamless integration without disrupting core operations, ensuring brokers can offer instant liquidity to their clients while maintaining strict regulatory standards. Additionally, the protocol provides granular oversight with adjustable limits and deep controls over end-user card spending behaviours.

Institutional Compliance Stack

FX InstitutionAMLCompliance LayerCash-FlowWDCT000 Protocol

Seamless integration without disrupting core operations

Margin Synchronization & Controls

Spending limits are natively synchronized with a client's real-time free margin availability and the institution's financial capacity. By default, these limits are aggregated via the institutions Commtrac node, and are governed by institution-defined parameters. Through the Commtrac SDK, institutions can also deploy custom logic to implement additional constraints at either the network-wide or individual client level.

Real-Time Margin Governance

Free Margin74%AvailableCommtracNodeCard Limits$12,400$8,200$24,000$3,100Commtrac SDK

Natively synchronized with real-time free margin and institution-defined parameters